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If you only need the equipment for a short period of time, renting recertified or new equipment will normally be your best option, although it carries a higher monthly cost. Rental periods can easily be extended to fit your circumstance. Terms can include free maintenance and repair, if required. At the end of the agreement, equipment is then returned to JEM Financial.

Renting is great for trying out various makes and models before deciding what to purchase, or for ongoing access to the latest technology. A rental is often referred to as an operating lease in which the monthly payments are immediately expensed for tax purposes. Renting is typically the best solution for short-term equipment needs. Repairs and maintenance can be included in the agreement. Rentals and financing both come patient-ready with all necessary accessories.

When you know it will be a longer period, financing offers the lower monthly cost in exchange for the long commitment. Financing can be structured with a buyout period at the end of the term, in which you can choose to return the unit, or pay off the remainder of the cost and keep the unit(s).

Financing allows your organization to spread out the cost of new or recertified equipment over a period of many months, instead of putting stress on your budget all at once. Depending how the agreement is structured, it can be referred to as a “capital lease” in which the equipment can typically be treated as a tax-deductible asset, but check with your tax professional for details. Financing provides easy budgeting and cash flow management, as well as options to own the equipment at the end of the term. Repairs and maintenance can be included in the agreement. Rentals and financing both come patient-ready with all necessary accessories.